THE COMPREHENSIVE CRASH COURSE ON REEF FINANCE PLATFORM.

AN OVERVIEW

It is of no doubt that one major area in Cryptocurrencies attracting huge attention is decentralised Finance, In-short “DeFi". The DeFi unique functionalities have seen it emerge as an Important pillar of the Crypto Economy. The DeFi industry provides an enormous opportunity to investors, but is plagued by multiple Issues which hinder prospective users . Reef Finance not only makes DeFi easy, but is also essential for the progress of the DeFi Industry. Reef Finance built on Polkadot, is a Multi-Chain Smart Yield Engine and liquidity Aggregator where any financial Hub can Integrate Into. Powered by Polkadot, it shares it’s security model with the Ecosystem and enable Cross-chain integrations across top DeFi protocols. Reef gives the retail Investors Access to the DeFi landscape with a very low technical barrier of entry, while at the same time it augments the decision making process based on Users Risks levels. $Reef is the native utility token used for governance , where different proposals are voted for. Protocol Fees , which is the payment for operations such as entering / exiting an allocation basket , reallocation, rebalancing and other activities. Staking into various Pools to earn interest with preferred APR and lastly , yield distribution, allowing users to choose the payout ratio of the profit generated by the activities in the Users allocation basket.

Now that we have went through what Reef Finance is all about, let’s discuss the Reason why Reef chooses polkadot.

But before we go deep into Why Reef Finance chooses Polkadot, let’s first of all discuss Polkadot. Simply put that Polkadot is a Next -generation Blockchain protocol connecting Multiple Specialized Blockchains into One Unified Network. Designed as part of a broad vision for a Web that returns control to individuals over Internet monopolies, Polkadot builds on the revolutionary promise of previous Blockchain Networks while offering Several Fundamental advantages. What are those advantages? Polkadot enables Blockchain Networks to Scale, Specalize, work together, Self-governance and upgrade easily. Reef Finance chooses Polkadot because Polkadot Interoperability layers allow Reef to Communicate with all the Blockchains and Still achieve high throughput. Additional, Reef Inherent there security model, which means they get to be highly resilient, can do Forkless upgrades while still being able to maintain stable On-chain governance. Reef are fully compatible with Ethereum and the current DeFi Ecosystem, also Reef believes that, Inorder to Innovate and take the landscape to the next level, they have to take it Cross-chain , and it is achievable through Polkadot. Reef Finance is the world’s first Smart liquidity Aggregator and Yield Engine that enables traders to access liquidity from both CEXes and DEXes.

Now that we have looked into what Reef Finance is all about, we can now move forward to discuss three important topics on REEF FINANCE. It is listed as follows:

1. Problems Reef Finance is trying to solve .

• Liquidity problems
• Yield Farming technicalities
• Fragmentation problems
• Reef token $REEF market performances.

2. Reef’s token & Reef Market
Performance.

3. Component Features of Reef Finance
(Reef Trading Terminal & Yied Engine)

PROBLEMS REEF FINANCE IS TRYING TO SOLVE.

1. Liquidity problems: what is liquidity? Simply put that liquidity is the ability of a coin to be easily converted into cash or other coins. Liquidity is very important for all tradable Assets in Crypto market. In Crypto today we can observe that both CEX & DEX Suffer from unique problems.

• CEX

A. prone to hack
 B. Contain Isolated Silos of liquidity for different coins
C. List Selected Coins

• DEX

A. Difficult to use
B. Unstable liquidity
C. Trades are Slow
D. Usually Suffer from Congestion on
Ethereum .

2. Yield Farming technicalities.

A. High technical barrier of entry
B. Users have to understand project
Technicalities first
C. Difficult to stay well diversify and
Keep funds Safe Simultaneously
D. High gas fee on Ethereum eats away
Profits.

3. Fragmentation problems

A. Yield opportunities are fragmented
Over Multiple projects
B. Different projects can offer different
DeFi activities, lending, borrowing or
Farming
C. Users have to learn about operating
Different platforms.

Reef Finance, built on polkadot, makes DeFi easy to Step into, by Solving these problems through three (3) crucial Components.

✅ Global Liquidity Aggregator

✅ Smart Yield Farming Aggregator

✅ Smart Asset Management

GLOBAL LIQUIDITY AGGREGATOR

1. Reef’s gateway of exposure to tokens From the entire DeFi landscape.
2. Abstract Interaction with order book, Letting users invest without knowledge of order book.
3. Provides access to both CEX and DEX ( Where order book can be hidden) Liquidity.

SMART YIELD FARMING AGGREGATOR

1. Driven by AI & ML Powered Analytics Engine.
2. Scan DeFi landscape in real-time to route user funds to highest yield pools.
3. Fully non-custodial.
4. Integrates Reef token and pool , allowing users to yieldfarm & compound gains.

SMART ASSET MANAGEMENT

1. Provides exposure to risk adjusted DeFi activities & tokens.
2. List a range of DeFi token baskets, allowing users to invest Seamlessly.
3. Provides Personalised Investment advice based on Portfolio history and Available opportunities.

As we can see, by Aggregating all liquidity sources on one platform and providing recommendation to users as well, Reef Finance makes DeFi investments extremely easy and flexible to step into, also popular for everyone as well.

REEF TOKEN & REEF MARKET PERFORMANCE

As at this date, Reef is currently ranked #290 in the Crypto market, according to Coinmarketcap. It also has a market cap of 32,476,631.31 USD. There is a total of 3,026,721,973 Reef coins in circulation. The total supply is 3,965,900,953 Reef . There is no data currently on mass Supply. The all time high in its existence as of the 6th of January 2021 is 0.041684 USD, their 24 Hours volume is great, reaching over 8 million USD . Looking at the Information, I think Reef is a interesting token you can consider investing some funds in. They have a good 24 Hours trading volume and good potential as well. Reef has recently partnered with Binance, pioneering DeFi on Polkadot . With Reef being tradable on Binance, there should be enough liquidity, which makes it a better Investment choice for people looking to enter the world of decentralised Finance. That is my opinion on this coin, and Always Remember, do your own Research.

COMPONENT FEATURES OF REEF FINANCE

The two major component of Reef Finance are:

1. Reef Trading Terminal And

2. Reef Yield Engine

REEF TRADING TERMINAL

It enables users to perform trade on assets, the Reef trading terminal also helps utilises the atomic bridge of the Polkadot for enabling trading. Reef will Integrate the Liquidity from the existing DEXes . It is through this integration with the existing Central Exchange that users will now be allowed or give an opportunity to participate in DeFi with easy and more especially Safety.

REEF YIELD ENGINE

Reef basically gives users baskets where they can deposit the tokens and Reef Yield Engine which is powered by artificial intelligence maximizes the Yield/Profits. The operations performed by the yield engine may include lending, borrowing, mining, etc. Users will be able to onboard their tokens easily as the reef platform will be compatible with major liquidity providers and wallets.

ABOUT REEF FINANCE

Reef is the first cross-chain DeFi operating system built on Polkadot. With a seamless user interface, Reef offers its users a smart liquidity aggregator and yield engine that enables trading with access to liquidity from both CEXes and DEXes while offering smart lending, borrowing, staking, mining through AI driven personalized Reef Yield Engine.

For more information about Reef, or to join our team, Please contact us at: info@reef.finance

Learn about Reef’s recent official news:

Telegram: https://t.me/reefdefi
Website: https://reef.finance/
Twitter: https://twitter.com/ReefDeFi